I've had my V3 for 3 days. I've tinkered around with the Coin program settings. I wanted to restore the program to the factory settings so I did a Restore. Now the Coin program shows on the list with a check mark in front of it and a "+/-" behind it. The Complete Owners Guide (page 16) states that a "+/-" indicates that older changes have been brought back from memory. So in other words, even though there is now a check mark in front of Coins it is not the factory settings since older changes were brought back??? How do I return the program to the actual factory settings??